A retirement plan is strategy followed by an individual by which he makes sound investments and savings that will help him have a steady flow of cash or a big lump sum amount when he retires, thereby helping him to live comfortably. It is very important to have a proper retirement plan and for that one needs to start saving and take decisions when he has a stable job. Some organizations have their own retirement policies which an employee can choose from or must follow. Besides that there are many investment and insurance firms which offer retirement plans too where one pays an amount periodically and that matured amount can be used comfortably on retirement.
While making a retirement plan, one must be clear about his goal and what he would like to have to buy after he retires. Based on requirements, his age, salary, priorities and so on, he can create a strategy that will help him save and invest the right amount of money.
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Sample Retirement Plan Agreement
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