BANKING AND FINANCE AGREEMENTS

Why Do You Need Banking and Finance Agreements?

As your business continues to grow, you’ll need to employ more funds. These funds need not just be for long-term capital needs. They could be for working capital needs as well. However, there is a cost to using these funds. The ROI not only depends on the revenue generated through those funds but the terms on which the funds have been borrowed.

The moment you initiate discussions for borrowings, you need agreements that protect all your interests. Since we are dealing with significant outflows over a super-long term, your expectations from the contract must be higher than the obligations of the agreement. You can’t leave drafting an agreement to vicissitudes. Ubiquity is essential to understand what the other parties aim to get out of it.

“Your agreements should balance your expected revenue with the cost of funds and other fixed obligations.”

Our agreement templates combine years of experience in drafting all financial agreements with a wealth of legal knowledge that promise to deliver your interests without losing on the deal. When you buy our templates, you don’t have to worry about the fine print or performance obligations. It’s alright. It’s natural. We offer the best quality so that you can focus on clinching that deal.

Why Are Financial and Fund-related Agreements Important?

Financial agreements such as security agreements, credit agreements, debt agreements, and loan agreements outline the description of the funds being provided. Specificity is essential in writing up these contracts.

Equity agreements outline the mode of interest calculation, payment deadlines, and methods, restrictions on utilization, and convertibility, among others. If you don’t exercise due care, any activity not mentioned in the fine print could amount to a breach of contract.

“When high and volatile risks are involved, you can’t afford to be lax. When you buy our templates, you can be assured that all your interests are protected.”

Our agreement templates have been drafted by industry experts with profound knowledge of finance, banking, and equity, and debt. We combine that with a comprehensive compendium of legal expertise we have acquired over the years so that your focus can be on building stakeholder relationships.

After you have clinched that deal, you can rely on the templates you have bought from us to reduce the efforts you have to put into the legal technicalities of the relationship.

We offer a bundle of templates that cover the full scope of finance, equity, and banking. You can purchase the entire bundle for use. If you need individual templates, we also offer that so you don’t have to look anywhere else. Our product package includes:

• Business debts including indemnification and pledge, credit, share, and debenture pledge, equity, and debt conversion, and asset assignment, subordinated notes and trust deed, assumption, modification, and consolidation agreements, floating pledge and guarantee cooperation, and foreign pledge and bankruptcy agreements
• Debt and Loan agreement templates including restructuring agreements, financing and debt restructuring including master debt restructuring, debt settlement and subscription, and convertible debt unit pledge agreements
• Credit Agreements including term credit, administrative credit services, amended and restated credit, support and pledge, inter-creditor and multi-currency contracts, and revolving credit arrangements
• Loan agreement templates including acquisition and construction loans including cost reimbursement, bridge, and business loans, convertible loans, development and receivables loan management, eleventh amendment and loan waiver, incremental loan and security agreements, second loan modification, secured demand, and term loan, sixth restated loans and subordinated loans, syndicated term loan agreements, and RMB liquid fund loan contracts
• Collaterals including commercial collateral notes, revolving credit, assignment and sinking funds, cash collateral and disbursement, credit line, and construction DoT, cross-collateralization and guarantees, split-dollar insurance, account, agency, and inter-creditor agreements, patent collateral among a comprehensive list of other templates
• Security agreements including mortgage and security arrangements, credit, guarantee, security, and pledge agreements, custodial pledge and security, and financing and security agreements.

When you buy our templates, you’ll have all the clauses and terms that you need to restructure your stakeholder relationships. Our products have T&Cs that have been written by SMEs and traffic-light reviewed by peers.

Instead of spending valuable staff-hours on drafting agreements you’re not sure of, purchase our templates at an affordable cost. When high stakes and volatile risks are involved, you can’t afford to be lax